YEARLY HIGH
1.0104 GTQ
YEARLY LOW
0.9860 GTQ
YEARLY AVERAGE
0.9955 GTQ

2021 HKD to GTQ Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to GTQ exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 1.0104. Conversely, the yearly low was recorded on May 9, dropping to 0.9860.

This high-to-low spread represents a total annual volatility of 0.0244 GTQ. From a start-to-finish perspective, comparing the January average rate of 1.0051 to the December average rate of 0.9911, the exchange rate registered a net change of -1.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.0104 was down 1.26% compared to the 2020 peak of 1.0232, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 25,260 GTQ
2020 Average 24,891 GTQ
Yearly Trough Low 24,649 GTQ
Transaction Impact: A difference of 610.67 GTQ purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.0065
0.9897
JanuMarcMayJulySeptNove

HKD to GTQ Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9968, compared to 0.9943 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0026 points.

H1 Avg (Jan–Jun) 0.9968
H2 Avg (Jul–Dec) 0.9943

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0126 GTQ (High: 0.9986 / Low: 0.9860). On the other end, November was the most stable month, with a tight range of 0.0031 GTQ (High: 0.9951 / Low: 0.9920).

May Spread (Volatile) ±0.0126
November Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0062 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0062

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.0051) against the same month in 2020 (average: 0.9903), the exchange rate shifted by +0.0148 (+1.49%).

2021 Avg (January) 1.0051
2020 Avg (January) 0.9903

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0104 1.0022 1.0051
February 1.0043 0.9927 0.9989
March 0.9966 0.9907 0.9939
April 0.9965 0.9887 0.9930
May 0.9986 0.9860 0.9936
June 0.9987 0.9951 0.9965
July 0.9983 0.9948 0.9971
August 0.9996 0.9927 0.9950
September 0.9964 0.9933 0.9946
October 0.9955 0.9924 0.9946
November 0.9951 0.9920 0.9932
December 0.9979 0.9870 0.9911