2021 HNL to KMF Historical Review

YEARLY HIGH

99.3198 KMF

YEARLY LOW

16.0812 KMF

YEARLY AVERAGE

17.4906 KMF

2021 HNL to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 99.3198. Conversely, the yearly low was recorded on January 6, dropping to 16.0812.

This high-to-low spread represents a total annual volatility of 83.2386 KMF. From a start-to-finish perspective, comparing the January average rate of 16.6863 to the December average rate of 20.5641, the exchange rate registered a net change of 23.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 99.3198 was down 88.25% compared to the 2020 peak of 844.9811, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 496,599 KMF

2020 Average 98,642 KMF

Yearly Trough Low 80,406 KMF

Transaction Impact: A difference of 416,192.87 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

20.9519

16.2985

JanuMarcMayJulySeptNove

HNL to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.9198, compared to 18.0613 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1415 points.

H1 Avg (Jan–Jun) 16.9198

H2 Avg (Jul–Dec) 18.0613

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 81.5165 KMF (High: 99.3198 / Low: 17.8034). On the other end, October was the most stable month, with a tight range of 0.2882 KMF (High: 17.7159 / Low: 17.4276).

December Spread (Volatile) ±81.5165

October Spread (Stable) ±0.2882

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3097 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3097

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 20.5641) against the same month in 2020 (average: 43.4071), the exchange rate shifted by -22.8430 (-52.63%).

2021 Avg (December) 20.5641

2020 Avg (December) 43.4071

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.8828	16.0812	16.6863
February	16.9708	16.6577	16.7876
March	17.4003	16.8050	17.0954
April	17.4341	16.8279	17.1416
May	17.0237	16.6956	16.8319
June	17.3820	16.7144	16.9762
July	17.6555	17.3041	17.4462
August	17.7451	17.2847	17.5447
September	17.5567	17.2350	17.4019
October	17.7159	17.4276	17.5628
November	18.2566	17.5746	17.8482
December	99.3198	17.8034	20.5641

૨૦૨૫ HNL થી KMF ઐતિહાસિક સમીક્ષા