2012 HRK to BBD Historical Review

YEARLY HIGH

0.3553 BBD

YEARLY LOW

0.3221 BBD

YEARLY AVERAGE

0.3419 BBD

2012 HRK to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 0.3553. Conversely, the yearly low was recorded on July 24, dropping to 0.3221.

This high-to-low spread represents a total annual volatility of 0.0333 BBD. From a start-to-finish perspective, comparing the January average rate of 0.3415 to the December average rate of 0.3483, the exchange rate registered a net change of 2.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.3553 was down 11.93% compared to the 2011 peak of 0.4035, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,777 BBD

2011 Average 1,872 BBD

Yearly Trough Low 1,610 BBD

Transaction Impact: A difference of 166.41 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.3534

0.3252

JanuMarcMayJulySeptNove

HRK to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3440, compared to 0.3399 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0041 points.

H1 Avg (Jan–Jun) 0.3440

H2 Avg (Jul–Dec) 0.3399

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0255 BBD (High: 0.3531 / Low: 0.3275). On the other end, April was the most stable month, with a tight range of 0.0065 BBD (High: 0.3552 / Low: 0.3487).

May Spread (Volatile) ±0.0255

April Spread (Stable) ±0.0065

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0112 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0112

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.3488) against the same month in 2011 (average: 0.3681), the exchange rate shifted by -0.0193 (-5.23%).

2012 Avg (February) 0.3488

2011 Avg (February) 0.3681

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3483	0.3352	0.3415
February	0.3553	0.3432	0.3488
March	0.3553	0.3465	0.3503
April	0.3552	0.3487	0.3511
May	0.3531	0.3275	0.3399
June	0.3368	0.3269	0.3321
July	0.3359	0.3221	0.3276
August	0.3372	0.3261	0.3312
September	0.3545	0.3366	0.3464
October	0.3492	0.3426	0.3456
November	0.3447	0.3371	0.3403
December	0.3519	0.3436	0.3483

૨૦૨૫ HRK થી BBD ઐતિહાસિક સમીક્ષા