YEARLY HIGH
0.1157 JOD
YEARLY LOW
0.1055 JOD
YEARLY AVERAGE
0.1114 JOD

2021 HRK to JOD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to JOD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.1157. Conversely, the yearly low was recorded on November 24, dropping to 0.1055.

This high-to-low spread represents a total annual volatility of 0.0102 JOD. From a start-to-finish perspective, comparing the January average rate of 0.1141 to the December average rate of 0.1066, the exchange rate registered a net change of -6.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1157 was up 0.18% compared to the 2020 peak of 0.1155, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 579 JOD
2020 Average 537 JOD
Yearly Trough Low 528 JOD
Transaction Impact: A difference of 50.83 JOD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1153
0.1058
JanuMarcMayJulySeptNove

HRK to JOD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1132, compared to 0.1097 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0035 points.

H1 Avg (Jan–Jun) 0.1132
H2 Avg (Jul–Dec) 0.1097

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0040 JOD (High: 0.1095 / Low: 0.1055). On the other end, December was the most stable month, with a tight range of 0.0014 JOD (High: 0.1073 / Low: 0.1059).

November Spread (Volatile) ±0.0040
December Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0021 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.1141) against the same month in 2020 (average: 0.1058), the exchange rate shifted by +0.0083 (+7.88%).

2021 Avg (January) 0.1141
2020 Avg (January) 0.1058

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1157 0.1133 0.1141
February 0.1139 0.1120 0.1132
March 0.1130 0.1098 0.1113
April 0.1138 0.1101 0.1120
May 0.1156 0.1130 0.1145
June 0.1154 0.1121 0.1138
July 0.1124 0.1107 0.1118
August 0.1123 0.1105 0.1113
September 0.1125 0.1095 0.1113
October 0.1102 0.1088 0.1095
November 0.1095 0.1055 0.1075
December 0.1073 0.1059 0.1066