2021 HRK to MRO Historical Review

YEARLY HIGH

58.2657 MRO

YEARLY LOW

0.1505 MRO

YEARLY AVERAGE

54.7993 MRO

2021 HRK to MRO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to MRO exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 58.2657. Conversely, the yearly low was recorded on December 28, dropping to 0.1505.

This high-to-low spread represents a total annual volatility of 58.1152 MRO. From a start-to-finish perspective, comparing the January average rate of 57.4485 to the December average rate of 38.0711, the exchange rate registered a net change of -33.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 58.2657 was up 0.18% compared to the 2020 peak of 58.1623, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 291,329 MRO

2020 Average 270,350 MRO

Yearly Trough Low 753 MRO

Transaction Impact: A difference of 290,576.03 MRO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

59.5967

36.1143

JanuMarcMayJulySeptNove

HRK to MRO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 56.9764, compared to 52.6221 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.3543 points.

H1 Avg (Jan–Jun) 56.9764

H2 Avg (Jul–Dec) 52.6221

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 53.6713 MRO (High: 53.8218 / Low: 0.1505). On the other end, October was the most stable month, with a tight range of 0.7221 MRO (High: 55.4985 / Low: 54.7764).

December Spread (Volatile) ±53.6713

October Spread (Stable) ±0.7221

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 16.0770 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -16.0770

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 57.4485) against the same month in 2020 (average: 53.2523), the exchange rate shifted by +4.1963 (+7.88%).

2021 Avg (January) 57.4485

2020 Avg (January) 53.2523

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	58.2657	57.0643	57.4485
February	57.3632	56.4195	57.0098
March	56.9187	55.2871	56.0402
April	57.3079	55.4316	56.4135
May	58.1935	56.8562	57.6398
June	58.0818	56.4516	57.3066
July	56.5809	55.7533	56.2737
August	56.5559	55.6439	56.0505
September	56.6370	55.1521	56.0711
October	55.4985	54.7764	55.1184
November	55.1436	53.1471	54.1481
December	53.8218	0.1505	38.0711

૨૦૨૫ HRK થી MRO ઐતિહાસિક સમીક્ષા