YEARLY HIGH
1711.0438 SLL
YEARLY LOW
1586.8798 SLL
YEARLY AVERAGE
1637.0190 SLL

2021 HRK to SLL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to SLL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1711.0438. Conversely, the yearly low was recorded on March 30, dropping to 1586.8798.

This high-to-low spread represents a total annual volatility of 124.1641 SLL. From a start-to-finish perspective, comparing the January average rate of 1639.0195 to the December average rate of 1687.9303, the exchange rate registered a net change of 2.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1711.0438 was up 4.05% compared to the 2020 peak of 1644.4647, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 8,555,219 SLL
2020 Average 7,011,369 SLL
Yearly Trough Low 7,934,399 SLL
Transaction Impact: A difference of 620,820.41 SLL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1696.3934
1594.8361
JanuMarcMayJulySeptNove

HRK to SLL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1631.7429, compared to 1642.2952 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.5523 points.

H1 Avg (Jan–Jun) 1631.7429
H2 Avg (Jul–Dec) 1642.2952

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 57.1010 SLL (High: 1679.1873 / Low: 1622.0863). On the other end, September was the most stable month, with a tight range of 21.1063 SLL (High: 1647.8835 / Low: 1626.7772).

June Spread (Volatile) ±57.1010
September Spread (Stable) ±21.1063

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 34.3238 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -34.3238

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 1687.9303) against the same month in 2020 (average: 1634.7385), the exchange rate shifted by +53.1918 (+3.25%).

2021 Avg (December) 1687.9303
2020 Avg (December) 1634.7385

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1659.1117 1629.2800 1639.0195
February 1640.7565 1609.5263 1629.9686
March 1626.3691 1586.8798 1603.2992
April 1641.0312 1588.8929 1614.9916
May 1669.1111 1628.2450 1652.2426
June 1679.1873 1622.0863 1650.9358
July 1626.2810 1601.3790 1616.6119
August 1626.8291 1598.0859 1612.4540
September 1647.8835 1626.7772 1634.4974
October 1677.9140 1623.0168 1641.3872
November 1683.6127 1637.2968 1660.8904
December 1711.0438 1665.8627 1687.9303