2019 HRK to STD Historical Review

YEARLY HIGH

3314.4376 STD

YEARLY LOW

3157.9057 STD

YEARLY AVERAGE

3216.1247 STD

2019 HRK to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 29, valuing the pair at 3314.4376. Conversely, the yearly low was recorded on May 30, dropping to 3157.9057.

This high-to-low spread represents a total annual volatility of 156.5319 STD. From a start-to-finish perspective, comparing the January average rate of 3235.8072 to the December average rate of 3219.2029, the exchange rate registered a net change of -0.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 3314.4376 was down 1.32% compared to the 2018 peak of 3358.6828, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 16,572,188 STD

2018 Average 16,436,597 STD

Yearly Trough Low 15,789,529 STD

Transaction Impact: A difference of 782,659.53 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

3281.1960

3165.9979

JanuMarcMayJulySeptNove

HRK to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3206.5067, compared to 3225.7427 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 19.2360 points.

H1 Avg (Jan–Jun) 3206.5067

H2 Avg (Jul–Dec) 3225.7427

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 147.6291 STD (High: 3314.4376 / Low: 3166.8085). On the other end, May was the most stable month, with a tight range of 42.4248 STD (High: 3200.3305 / Low: 3157.9057).

June Spread (Volatile) ±147.6291

May Spread (Stable) ±42.4248

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 37.8313 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -37.8313

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2019: 3218.6955) against the same month in 2018 (average: 3321.0791), the exchange rate shifted by -102.3836 (-3.08%).

2019 Avg (June) 3218.6955

2018 Avg (June) 3321.0791

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3274.9516	3203.0848	3235.8072
February	3253.2791	3201.1252	3222.4717
March	3243.7938	3175.6481	3204.4237
April	3203.9774	3160.3236	3182.0445
May	3200.3305	3157.9057	3175.5978
June	3314.4376	3166.8085	3218.6955
July	3291.1709	3232.9870	3271.5962
August	3272.7343	3201.1464	3245.5665
September	3235.9648	3170.9413	3207.7351
October	3235.2083	3179.6800	3206.9696
November	3230.3626	3186.8731	3203.3858
December	3250.6185	3194.2654	3219.2029

૨૦૨૫ HRK થી STD ઐતિહાસિક સમીક્ષા