2021 HTG to HNL Historical Review

YEARLY HIGH

0.3430 HNL

YEARLY LOW

0.2383 HNL

YEARLY AVERAGE

0.2725 HNL

2021 HTG to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.3430. Conversely, the yearly low was recorded on December 26, dropping to 0.2383.

This high-to-low spread represents a total annual volatility of 0.1047 HNL. From a start-to-finish perspective, comparing the January average rate of 0.3324 to the December average rate of 0.2413, the exchange rate registered a net change of -27.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3430 was down 12.91% compared to the 2020 peak of 0.3938, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 1,715 HNL

2020 Average 1,369 HNL

Yearly Trough Low 1,192 HNL

Transaction Impact: A difference of 523.32 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3415

0.2322

JanuMarcMayJulySeptNove

HTG to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2997, compared to 0.2453 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0544 points.

H1 Avg (Jan–Jun) 0.2997

H2 Avg (Jul–Dec) 0.2453

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0211 HNL (High: 0.3026 / Low: 0.2815). On the other end, November was the most stable month, with a tight range of 0.0037 HNL (High: 0.2462 / Low: 0.2425).

April Spread (Volatile) ±0.0211

November Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0201 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0201

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.3324) against the same month in 2020 (average: 0.2524), the exchange rate shifted by +0.0800 (+31.70%).

2021 Avg (January) 0.3324

2020 Avg (January) 0.2524

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3430	0.3263	0.3324
February	0.3373	0.3168	0.3288
March	0.3213	0.3004	0.3097
April	0.3026	0.2815	0.2933
May	0.2814	0.2630	0.2732
June	0.2698	0.2560	0.2611
July	0.2628	0.2472	0.2528
August	0.2539	0.2398	0.2446
September	0.2516	0.2412	0.2455
October	0.2471	0.2385	0.2431
November	0.2462	0.2425	0.2446
December	0.2449	0.2383	0.2413

૨૦૨૫ HTG થી HNL ઐતિહાસિક સમીક્ષા