YEARLY HIGH
1.4288 XPF
YEARLY LOW
1.3143 XPF
YEARLY AVERAGE
1.3651 XPF

2021 INR to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the INR to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 1.4288. Conversely, the yearly low was recorded on April 21, dropping to 1.3143.

This high-to-low spread represents a total annual volatility of 0.1146 XPF. From a start-to-finish perspective, comparing the January average rate of 1.3416 to the December average rate of 1.3997, the exchange rate registered a net change of 4.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.4288 was down 7.47% compared to the 2020 peak of 1.5442, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 357,209 XPF
2020 Average 353,023 XPF
Yearly Trough Low 328,564 XPF
Transaction Impact: A difference of 28,644.68 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.4115
1.3332
JanuMarcMayJulySeptNove

INR to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3506, compared to 1.3796 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0290 points.

H1 Avg (Jan–Jun) 1.3506
H2 Avg (Jul–Dec) 1.3796

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0687 XPF (High: 1.3830 / Low: 1.3143). On the other end, July was the most stable month, with a tight range of 0.0137 XPF (High: 1.3618 / Low: 1.3481).

April Spread (Volatile) ±0.0687
July Spread (Stable) ±0.0137

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0382 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0382

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 1.4050) against the same month in 2020 (average: 1.3571), the exchange rate shifted by +0.0479 (+3.53%).

2021 Avg (November) 1.4050
2020 Avg (November) 1.3571

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3520 1.3223 1.3416
February 1.3662 1.3393 1.3548
March 1.3974 1.3475 1.3779
April 1.3830 1.3143 1.3398
May 1.3523 1.3351 1.3423
June 1.3566 1.3396 1.3469
July 1.3618 1.3481 1.3539
August 1.3842 1.3520 1.3680
September 1.3884 1.3679 1.3774
October 1.3880 1.3656 1.3734
November 1.4288 1.3748 1.4050
December 1.4160 1.3823 1.3997