2021 ISK to HRK Historical Review

YEARLY HIGH

0.0515 HRK

YEARLY LOW

0.0481 HRK

YEARLY AVERAGE

0.0501 HRK

2021 ISK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ISK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 0.0515. Conversely, the yearly low was recorded on January 27, dropping to 0.0481.

This high-to-low spread represents a total annual volatility of 0.0034 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0483 to the December average rate of 0.0511, the exchange rate registered a net change of 5.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0515 was down 6.07% compared to the 2020 peak of 0.0548, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 258 HRK

2020 Average 245 HRK

Yearly Trough Low 241 HRK

Transaction Impact: A difference of 16.90 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0514

0.0481

JanuMarcMayJulySeptNove

ISK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0498, compared to 0.0505 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0498

H2 Avg (Jul–Dec) 0.0505

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0017 HRK (High: 0.0511 / Low: 0.0494). On the other end, June was the most stable month, with a tight range of 0.0005 HRK (High: 0.0513 / Low: 0.0508).

March Spread (Volatile) ±0.0017

June Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0008 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0511) against the same month in 2020 (average: 0.0486), the exchange rate shifted by +0.0025 (+5.15%).

2021 Avg (December) 0.0511

2020 Avg (December) 0.0486

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0487	0.0481	0.0483
February	0.0495	0.0485	0.0488
March	0.0511	0.0494	0.0500
April	0.0512	0.0498	0.0503
May	0.0512	0.0497	0.0502
June	0.0513	0.0508	0.0510
July	0.0514	0.0504	0.0510
August	0.0511	0.0499	0.0505
September	0.0501	0.0492	0.0497
October	0.0505	0.0499	0.0502
November	0.0513	0.0499	0.0505
December	0.0515	0.0509	0.0511

૨૦૨૫ ISK થી HRK ઐતિહાસિક સમીક્ષા