2021 JMD to BDT Historical Review

YEARLY HIGH

0.5979 BDT

YEARLY LOW

0.5457 BDT

YEARLY AVERAGE

0.5651 BDT

2021 JMD to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the JMD to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.5979. Conversely, the yearly low was recorded on July 28, dropping to 0.5457.

This high-to-low spread represents a total annual volatility of 0.0522 BDT. From a start-to-finish perspective, comparing the January average rate of 0.5883 to the December average rate of 0.5557, the exchange rate registered a net change of -5.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5979 was down 7.62% compared to the 2020 peak of 0.6472, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 2,989 BDT

2020 Average 2,992 BDT

Yearly Trough Low 2,729 BDT

Transaction Impact: A difference of 260.85 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5919

0.5482

JanuMarcMayJulySeptNove

JMD to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5709, compared to 0.5593 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0116 points.

H1 Avg (Jan–Jun) 0.5709

H2 Avg (Jul–Dec) 0.5593

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0312 BDT (High: 0.5819 / Low: 0.5507). On the other end, November was the most stable month, with a tight range of 0.0050 BDT (High: 0.5546 / Low: 0.5496).

April Spread (Volatile) ±0.0312

November Spread (Stable) ±0.0050

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0223 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0223

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.5883) against the same month in 2020 (average: 0.6308), the exchange rate shifted by -0.0425 (-6.74%).

2021 Avg (January) 0.5883

2020 Avg (January) 0.6308

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5979	0.5780	0.5883
February	0.5778	0.5597	0.5660
March	0.5832	0.5610	0.5748
April	0.5819	0.5507	0.5667
May	0.5693	0.5494	0.5625
June	0.5716	0.5635	0.5668
July	0.5688	0.5457	0.5549
August	0.5628	0.5475	0.5524
September	0.5807	0.5624	0.5710
October	0.5853	0.5547	0.5698
November	0.5546	0.5496	0.5518
December	0.5589	0.5515	0.5557

૨૦૨૫ JMD થી BDT ઐતિહાસિક સમીક્ષા