2021 KES to HRK Historical Review

YEARLY HIGH

0.0598 HRK

YEARLY LOW

0.0560 HRK

YEARLY AVERAGE

0.0581 HRK

2021 KES to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the KES to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.0598. Conversely, the yearly low was recorded on January 6, dropping to 0.0560.

This high-to-low spread represents a total annual volatility of 0.0038 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0565 to the December average rate of 0.0589, the exchange rate registered a net change of 4.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0598 was down 12.46% compared to the 2020 peak of 0.0683, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KES based on timing:

Yearly Peak High 299 HRK

2020 Average 311 HRK

Yearly Trough Low 280 HRK

Transaction Impact: A difference of 19.09 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0591

0.0563

JanuMarcMayJulySeptNove

KES to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0576, compared to 0.0585 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0576

H2 Avg (Jul–Dec) 0.0585

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0019 HRK (High: 0.0587 / Low: 0.0568). On the other end, December was the most stable month, with a tight range of 0.0008 HRK (High: 0.0593 / Low: 0.0584).

May Spread (Volatile) ±0.0019

December Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0010 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0589) against the same month in 2020 (average: 0.0584), the exchange rate shifted by +0.0005 (+0.81%).

2021 Avg (November) 0.0589

2020 Avg (November) 0.0584

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0569	0.0560	0.0565
February	0.0576	0.0567	0.0571
March	0.0590	0.0571	0.0581
April	0.0594	0.0577	0.0586
May	0.0587	0.0568	0.0576
June	0.0587	0.0570	0.0578
July	0.0592	0.0581	0.0587
August	0.0587	0.0578	0.0583
September	0.0586	0.0573	0.0578
October	0.0588	0.0579	0.0584
November	0.0598	0.0581	0.0589
December	0.0593	0.0584	0.0589

૨૦૨૫ KES થી HRK ઐતિહાસિક સમીક્ષા