YEARLY HIGH
0.1145 NAD
YEARLY LOW
0.0788 NAD
YEARLY AVERAGE
0.0895 NAD

2021 LRD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the LRD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 0.1145. Conversely, the yearly low was recorded on June 5, dropping to 0.0788.

This high-to-low spread represents a total annual volatility of 0.0357 NAD. From a start-to-finish perspective, comparing the January average rate of 0.0896 to the December average rate of 0.1116, the exchange rate registered a net change of 24.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1145 was up 15.87% compared to the 2020 peak of 0.0988, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 573 NAD
2020 Average 431 NAD
Yearly Trough Low 394 NAD
Transaction Impact: A difference of 178.72 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1146
0.0777
JanuMarcMayJulySeptNove

LRD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0846, compared to 0.0944 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0098 points.

H1 Avg (Jan–Jun) 0.0846
H2 Avg (Jul–Dec) 0.0944

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0177 NAD (High: 0.1143 / Low: 0.0966). On the other end, April was the most stable month, with a tight range of 0.0024 NAD (High: 0.0849 / Low: 0.0825).

November Spread (Volatile) ±0.0177
April Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0043 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.1116) against the same month in 2020 (average: 0.0923), the exchange rate shifted by +0.0193 (+20.90%).

2021 Avg (December) 0.1116
2020 Avg (December) 0.0923

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0925 0.0873 0.0896
February 0.0881 0.0838 0.0854
March 0.0895 0.0848 0.0863
April 0.0849 0.0825 0.0839
May 0.0842 0.0802 0.0817
June 0.0836 0.0788 0.0808
July 0.0866 0.0832 0.0847
August 0.0892 0.0837 0.0856
September 0.0885 0.0833 0.0864
October 0.0998 0.0877 0.0915
November 0.1143 0.0966 0.1069
December 0.1145 0.1082 0.1116