YEARLY HIGH
9.6367 BDT
YEARLY LOW
9.2050 BDT
YEARLY AVERAGE
9.4641 BDT

2021 MAD to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 9.6367. Conversely, the yearly low was recorded on December 18, dropping to 9.2050.

This high-to-low spread represents a total annual volatility of 0.4318 BDT. From a start-to-finish perspective, comparing the January average rate of 9.5237 to the December average rate of 9.2690, the exchange rate registered a net change of -2.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 9.6367 was up 0.95% compared to the 2020 peak of 9.5456, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 48,184 BDT
2020 Average 44,733 BDT
Yearly Trough Low 46,025 BDT
Transaction Impact: A difference of 2,158.86 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

9.6052
9.2384
JanuMarcMayJulySeptNove

MAD to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.5016, compared to 9.4266 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0750 points.

H1 Avg (Jan–Jun) 9.5016
H2 Avg (Jul–Dec) 9.4266

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.2113 BDT (High: 9.5420 / Low: 9.3307). On the other end, October was the most stable month, with a tight range of 0.0560 BDT (High: 9.4871 / Low: 9.4311).

April Spread (Volatile) ±0.2113
October Spread (Stable) ±0.0560

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0958 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0958

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 9.5746) against the same month in 2020 (average: 8.6251), the exchange rate shifted by +0.9495 (+11.01%).

2021 Avg (May) 9.5746
2020 Avg (May) 8.6251

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.6292 9.4540 9.5237
February 9.5347 9.4117 9.4785
March 9.4937 9.3357 9.4077
April 9.5420 9.3307 9.4617
May 9.6367 9.4480 9.5746
June 9.6206 9.5099 9.5632
July 9.5215 9.4536 9.4834
August 9.5436 9.4188 9.4764
September 9.5520 9.4487 9.5105
October 9.4871 9.4311 9.4557
November 9.4651 9.2616 9.3648
December 9.3260 9.2050 9.2690