2021 MAD to SBD Historical Review

YEARLY HIGH

0.9144 SBD

YEARLY LOW

0.8679 SBD

YEARLY AVERAGE

0.8925 SBD

2021 MAD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 0.9144. Conversely, the yearly low was recorded on December 18, dropping to 0.8679.

This high-to-low spread represents a total annual volatility of 0.0465 SBD. From a start-to-finish perspective, comparing the January average rate of 0.8989 to the December average rate of 0.8739, the exchange rate registered a net change of -2.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.9144 was up 0.82% compared to the 2020 peak of 0.9070, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 4,572 SBD

2020 Average 4,339 SBD

Yearly Trough Low 4,340 SBD

Transaction Impact: A difference of 232.36 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.9048

0.8711

JanuMarcMayJulySeptNove

MAD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8955, compared to 0.8894 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0061 points.

H1 Avg (Jan–Jun) 0.8955

H2 Avg (Jul–Dec) 0.8894

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0335 SBD (High: 0.9122 / Low: 0.8786). On the other end, October was the most stable month, with a tight range of 0.0080 SBD (High: 0.8927 / Low: 0.8848).

March Spread (Volatile) ±0.0335

October Spread (Stable) ±0.0080

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0112 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0112

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.8989) against the same month in 2020 (average: 0.8620), the exchange rate shifted by +0.0368 (+4.27%).

2021 Avg (January) 0.8989

2020 Avg (January) 0.8620

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9144	0.8886	0.8989
February	0.8999	0.8897	0.8949
March	0.9122	0.8786	0.8857
April	0.8989	0.8817	0.8916
May	0.9056	0.8877	0.9002
June	0.9065	0.8971	0.9020
July	0.9041	0.8955	0.8992
August	0.9055	0.8939	0.8978
September	0.9038	0.8893	0.8986
October	0.8927	0.8848	0.8891
November	0.8865	0.8701	0.8779
December	0.8780	0.8679	0.8739

૨૦૨૫ MAD થી SBD ઐતિહાસિક સમીક્ષા