YEARLY HIGH
0.0790 XDR
YEARLY LOW
0.0765 XDR
YEARLY AVERAGE
0.0781 XDR

2021 MAD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 3, valuing the pair at 0.0790. Conversely, the yearly low was recorded on December 18, dropping to 0.0765.

This high-to-low spread represents a total annual volatility of 0.0024 XDR. From a start-to-finish perspective, comparing the January average rate of 0.0779 to the December average rate of 0.0771, the exchange rate registered a net change of -1.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0790 was up 1.21% compared to the 2020 peak of 0.0780, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 395 XDR
2020 Average 378 XDR
Yearly Trough Low 383 XDR
Transaction Impact: A difference of 12.21 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0787
0.0769
JanuMarcMayJulySeptNove

MAD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0781, compared to 0.0781 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0781
H2 Avg (Jul–Dec) 0.0781

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0013 XDR (High: 0.0786 / Low: 0.0773). On the other end, July was the most stable month, with a tight range of 0.0004 XDR (High: 0.0788 / Low: 0.0784).

January Spread (Volatile) ±0.0013
July Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0006 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 0.0785) against the same month in 2020 (average: 0.0768), the exchange rate shifted by +0.0017 (+2.24%).

2021 Avg (September) 0.0785
2020 Avg (September) 0.0768

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0786 0.0773 0.0779
February 0.0780 0.0773 0.0776
March 0.0781 0.0773 0.0777
April 0.0785 0.0777 0.0782
May 0.0788 0.0776 0.0784
June 0.0788 0.0781 0.0786
July 0.0788 0.0784 0.0786
August 0.0788 0.0781 0.0784
September 0.0790 0.0781 0.0785
October 0.0785 0.0780 0.0782
November 0.0783 0.0771 0.0777
December 0.0775 0.0765 0.0771