YEARLY HIGH
1.4491 HNL
YEARLY LOW
1.3108 HNL
YEARLY AVERAGE
1.3667 HNL

2021 MDL to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MDL to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 1.4491. Conversely, the yearly low was recorded on July 24, dropping to 1.3108.

This high-to-low spread represents a total annual volatility of 0.1383 HNL. From a start-to-finish perspective, comparing the January average rate of 1.4057 to the December average rate of 1.3694, the exchange rate registered a net change of -2.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.4491 was down 4.35% compared to the 2020 peak of 1.5149, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 7,245 HNL
2020 Average 7,179 HNL
Yearly Trough Low 6,554 HNL
Transaction Impact: A difference of 691.43 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.4136
1.3194
JanuMarcMayJulySeptNove

MDL to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3713, compared to 1.3620 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0092 points.

H1 Avg (Jan–Jun) 1.3713
H2 Avg (Jul–Dec) 1.3620

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0604 HNL (High: 1.4491 / Low: 1.3887). On the other end, December was the most stable month, with a tight range of 0.0157 HNL (High: 1.3763 / Low: 1.3606).

January Spread (Volatile) ±0.0604
December Spread (Stable) ±0.0157

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0266 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0266

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.4057) against the same month in 2020 (average: 1.4267), the exchange rate shifted by -0.0210 (-1.47%).

2021 Avg (January) 1.4057
2020 Avg (January) 1.4267

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4491 1.3887 1.4057
February 1.4085 1.3765 1.3922
March 1.3883 1.3396 1.3679
April 1.3637 1.3311 1.3462
May 1.3687 1.3476 1.3618
June 1.3734 1.3261 1.3539
July 1.3427 1.3108 1.3272
August 1.3557 1.3279 1.3459
September 1.3796 1.3513 1.3698
October 1.4013 1.3772 1.3879
November 1.3862 1.3580 1.3721
December 1.3763 1.3606 1.3694