2021 MMK to HNL Historical Review

YEARLY HIGH

0.0189 HNL

YEARLY LOW

0.0123 HNL

YEARLY AVERAGE

0.0151 HNL

2021 MMK to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MMK to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.0189. Conversely, the yearly low was recorded on October 6, dropping to 0.0123.

This high-to-low spread represents a total annual volatility of 0.0066 HNL. From a start-to-finish perspective, comparing the January average rate of 0.0182 to the December average rate of 0.0136, the exchange rate registered a net change of -25.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0189 was down 1.80% compared to the 2020 peak of 0.0192, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MMK based on timing:

Yearly Peak High 94 HNL

2020 Average 90 HNL

Yearly Trough Low 61 HNL

Transaction Impact: A difference of 33.21 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0188

0.0123

JanuMarcMayJulySeptNove

MMK to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0165, compared to 0.0138 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0028 points.

H1 Avg (Jan–Jun) 0.0165

H2 Avg (Jul–Dec) 0.0138

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0017 HNL (High: 0.0146 / Low: 0.0129). On the other end, June was the most stable month, with a tight range of 0.0001 HNL (High: 0.0147 / Low: 0.0145).

September Spread (Volatile) ±0.0017

June Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0017 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0182) against the same month in 2020 (average: 0.0169), the exchange rate shifted by +0.0013 (+7.96%).

2021 Avg (January) 0.0182

2020 Avg (January) 0.0169

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0189	0.0181	0.0182
February	0.0183	0.0171	0.0173
March	0.0173	0.0171	0.0172
April	0.0172	0.0155	0.0168
May	0.0155	0.0146	0.0151
June	0.0147	0.0145	0.0146
July	0.0146	0.0144	0.0145
August	0.0145	0.0144	0.0145
September	0.0146	0.0129	0.0137
October	0.0135	0.0123	0.0128
November	0.0137	0.0132	0.0135
December	0.0137	0.0135	0.0136

૨૦૨૫ MMK થી HNL ઐતિહાસિક સમીક્ષા