YEARLY HIGH
485.5162 BIF
YEARLY LOW
467.4926 BIF
YEARLY AVERAGE
476.5301 BIF

2021 MYR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MYR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 19, valuing the pair at 485.5162. Conversely, the yearly low was recorded on August 21, dropping to 467.4926.

This high-to-low spread represents a total annual volatility of 18.0236 BIF. From a start-to-finish perspective, comparing the January average rate of 482.0038 to the December average rate of 474.2881, the exchange rate registered a net change of -1.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 485.5162 was up 0.86% compared to the 2020 peak of 481.3761, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 MYR based on timing:

Yearly Peak High 9,710,324 BIF
2020 Average 9,119,265 BIF
Yearly Trough Low 9,349,852 BIF
Transaction Impact: A difference of 360,472.71 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

483.1885
468.9720
JanuMarcMayJulySeptNove

MYR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 478.2230, compared to 474.8371 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.3859 points.

H1 Avg (Jan–Jun) 478.2230
H2 Avg (Jul–Dec) 474.8371

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 10.7189 BIF (High: 480.9081 / Low: 470.1892). On the other end, June was the most stable month, with a tight range of 4.6399 BIF (High: 480.8311 / Low: 476.1912).

November Spread (Volatile) ±10.7189
June Spread (Stable) ±4.6399

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 6.9279 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -6.9279

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 481.9412) against the same month in 2020 (average: 454.0231), the exchange rate shifted by +27.9181 (+6.15%).

2021 Avg (February) 481.9412
2020 Avg (February) 454.0231

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 484.8485 479.4335 482.0038
February 485.5162 479.1068 481.9412
March 481.4032 470.9098 475.6521
April 479.3066 469.5750 473.8229
May 480.3510 473.7291 477.2598
June 480.8311 476.1912 478.6585
July 476.9989 468.1361 471.7306
August 477.3991 467.4926 470.1567
September 480.0072 474.5685 477.4005
October 482.4922 474.3111 478.5725
November 480.9081 470.1892 476.8744
December 479.7079 470.8106 474.2881