2021 NAD to GHS Historical Review

YEARLY HIGH

0.4301 GHS

YEARLY LOW

0.3683 GHS

YEARLY AVERAGE

0.4009 GHS

2021 NAD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NAD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 0.4301. Conversely, the yearly low was recorded on March 8, dropping to 0.3683.

This high-to-low spread represents a total annual volatility of 0.0618 GHS. From a start-to-finish perspective, comparing the January average rate of 0.3882 to the December average rate of 0.3863, the exchange rate registered a net change of -0.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4301 was up 5.52% compared to the 2020 peak of 0.4076, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 2,150 GHS

2020 Average 1,750 GHS

Yearly Trough Low 1,841 GHS

Transaction Impact: A difference of 308.92 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4237

0.3798

JanuMarcMayJulySeptNove

NAD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3992, compared to 0.4026 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0034 points.

H1 Avg (Jan–Jun) 0.3992

H2 Avg (Jul–Dec) 0.4026

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0469 GHS (High: 0.4246 / Low: 0.3778). On the other end, February was the most stable month, with a tight range of 0.0138 GHS (High: 0.3997 / Low: 0.3858).

November Spread (Volatile) ±0.0469

February Spread (Stable) ±0.0138

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0121 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0121

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.4200) against the same month in 2020 (average: 0.3381), the exchange rate shifted by +0.0819 (+24.24%).

2021 Avg (June) 0.4200

2020 Avg (June) 0.3381

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4019	0.3783	0.3882
February	0.3997	0.3858	0.3934
March	0.3909	0.3683	0.3835
April	0.4068	0.3929	0.3992
May	0.4204	0.3988	0.4111
June	0.4301	0.4066	0.4200
July	0.4156	0.3999	0.4083
August	0.4209	0.3926	0.4097
September	0.4227	0.3994	0.4070
October	0.4208	0.3998	0.4082
November	0.4246	0.3778	0.3961
December	0.3962	0.3778	0.3863

૨૦૨૫ NAD થી GHS ઐતિહાસિક સમીક્ષા