YEARLY HIGH
3.9330 PHP
YEARLY LOW
1.4280 PHP
YEARLY AVERAGE
3.5826 PHP

2019 NAD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the NAD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 3.9330. Conversely, the yearly low was recorded on May 19, dropping to 1.4280.

This high-to-low spread represents a total annual volatility of 2.5050 PHP. From a start-to-finish perspective, comparing the January average rate of 3.7774 to the December average rate of 3.5234, the exchange rate registered a net change of -6.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 3.9330 was down 12.64% compared to the 2018 peak of 4.5021, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 19,665 PHP
2018 Average 20,010 PHP
Yearly Trough Low 7,140 PHP
Transaction Impact: A difference of 12,524.99 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

3.8245
3.3915
JanuMarcMayJulySeptNove

NAD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6648, compared to 3.5004 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1643 points.

H1 Avg (Jan–Jun) 3.6648
H2 Avg (Jul–Dec) 3.5004

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 2.2703 PHP (High: 3.6983 / Low: 1.4280). On the other end, July was the most stable month, with a tight range of 0.0991 PHP (High: 3.6834 / Low: 3.5843).

May Spread (Volatile) ±2.2703
July Spread (Stable) ±0.0991

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1969 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1969

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2019: 3.7884) against the same month in 2018 (average: 4.3872), the exchange rate shifted by -0.5987 (-13.65%).

2019 Avg (February) 3.7884
2018 Avg (February) 4.3872

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9090 3.6386 3.7774
February 3.9330 3.6912 3.7884
March 3.7354 3.6022 3.6550
April 3.7138 3.5631 3.6672
May 3.6983 1.4280 3.5533
June 3.6234 3.4574 3.5472
July 3.6834 3.5843 3.6465
August 3.6087 3.3794 3.4496
September 3.5660 3.3999 3.5025
October 3.5134 3.3988 3.4530
November 3.4795 3.3404 3.4276
December 3.6214 3.4262 3.5234