2021 NAD to PKR Historical Review

YEARLY HIGH

12.0062 PKR

YEARLY LOW

10.1028 PKR

YEARLY AVERAGE

11.0183 PKR

2021 NAD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NAD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 21, valuing the pair at 12.0062. Conversely, the yearly low was recorded on March 8, dropping to 10.1028.

This high-to-low spread represents a total annual volatility of 1.9034 PKR. From a start-to-finish perspective, comparing the January average rate of 10.6506 to the December average rate of 11.1642, the exchange rate registered a net change of 4.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 12.0062 was up 8.59% compared to the 2020 peak of 11.0564, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 60,031 PKR

2020 Average 49,335 PKR

Yearly Trough Low 50,514 PKR

Transaction Impact: A difference of 9,517.05 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

11.6751

10.3095

JanuMarcMayJulySeptNove

NAD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.7825, compared to 11.2541 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4717 points.

H1 Avg (Jan–Jun) 10.7825

H2 Avg (Jul–Dec) 11.2541

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.9958 PKR (High: 11.8567 / Low: 10.8609). On the other end, July was the most stable month, with a tight range of 0.3258 PKR (High: 11.1703 / Low: 10.8445).

November Spread (Volatile) ±0.9958

July Spread (Stable) ±0.3258

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3962 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3962

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 11.5613) against the same month in 2020 (average: 9.8034), the exchange rate shifted by +1.7578 (+17.93%).

2021 Avg (October) 11.5613

2020 Avg (October) 9.8034

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.9664	10.3586	10.6506
February	10.9932	10.6204	10.8195
March	10.6046	10.1028	10.4233
April	10.7987	10.4046	10.5829
May	11.2625	10.5905	10.9157
June	11.5390	11.0174	11.3029
July	11.1703	10.8445	11.0074
August	11.4655	10.7293	11.2148
September	11.7964	11.1992	11.3657
October	12.0062	11.2830	11.5613
November	11.8567	10.8609	11.2115
December	11.4222	10.8970	11.1642

૨૦૨૫ NAD થી PKR ઐતિહાસિક સમીક્ષા