YEARLY HIGH
0.1654 TOP
YEARLY LOW
0.1401 TOP
YEARLY AVERAGE
0.1534 TOP

2021 NAD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NAD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on June 4, valuing the pair at 0.1654. Conversely, the yearly low was recorded on November 28, dropping to 0.1401.

This high-to-low spread represents a total annual volatility of 0.0253 TOP. From a start-to-finish perspective, comparing the January average rate of 0.1513 to the December average rate of 0.1437, the exchange rate registered a net change of -5.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1654 was up 1.38% compared to the 2020 peak of 0.1631, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 827 TOP
2020 Average 703 TOP
Yearly Trough Low 700 TOP
Transaction Impact: A difference of 126.51 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1633
0.1419
JanuMarcMayJulySeptNove

NAD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1564, compared to 0.1504 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0060 points.

H1 Avg (Jan–Jun) 0.1564
H2 Avg (Jul–Dec) 0.1504

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0154 TOP (High: 0.1555 / Low: 0.1401). On the other end, April was the most stable month, with a tight range of 0.0037 TOP (High: 0.1594 / Low: 0.1557).

November Spread (Volatile) ±0.0154
April Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0062 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0062

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.1615) against the same month in 2020 (average: 0.1327), the exchange rate shifted by +0.0288 (+21.74%).

2021 Avg (June) 0.1615
2020 Avg (June) 0.1327

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1557 0.1464 0.1513
February 0.1579 0.1528 0.1558
March 0.1555 0.1472 0.1522
April 0.1594 0.1557 0.1573
May 0.1633 0.1564 0.1603
June 0.1654 0.1566 0.1615
July 0.1584 0.1520 0.1553
August 0.1582 0.1485 0.1541
September 0.1574 0.1501 0.1519
October 0.1550 0.1477 0.1515
November 0.1555 0.1401 0.1460
December 0.1467 0.1414 0.1437