YEARLY HIGH
76.2117 ALL
YEARLY LOW
70.8975 ALL
YEARLY AVERAGE
73.2280 ALL

2021 NZD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 3, valuing the pair at 76.2117. Conversely, the yearly low was recorded on August 19, dropping to 70.8975.

This high-to-low spread represents a total annual volatility of 5.3142 ALL. From a start-to-finish perspective, comparing the January average rate of 72.9316 to the December average rate of 72.5283, the exchange rate registered a net change of -0.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 76.2117 was down 2.59% compared to the 2020 peak of 78.2390, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 381,058 ALL
2020 Average 352,479 ALL
Yearly Trough Low 354,487 ALL
Transaction Impact: A difference of 26,571.12 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

75.2792
71.7847
JanuMarcMayJulySeptNove

NZD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 73.3233, compared to 73.1327 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1906 points.

H1 Avg (Jan–Jun) 73.3233
H2 Avg (Jul–Dec) 73.1327

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 3.3417 ALL (High: 75.9327 / Low: 72.5910). On the other end, December was the most stable month, with a tight range of 1.1085 ALL (High: 73.0225 / Low: 71.9140).

October Spread (Volatile) ±3.3417
December Spread (Stable) ±1.1085

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 2.4597 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -2.4597

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 74.9880) against the same month in 2020 (average: 71.8234), the exchange rate shifted by +3.1646 (+4.41%).

2021 Avg (November) 74.9880
2020 Avg (November) 71.8234

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 73.6912 71.7536 72.9316
February 75.7300 73.1719 74.0860
March 75.0770 72.5536 73.9136
April 74.0270 72.6229 73.3783
May 73.9601 72.2021 73.2376
June 73.2578 71.4463 72.3929
July 72.9092 71.4460 72.2866
August 72.7443 70.8975 72.0759
September 73.4623 71.5967 72.8934
October 75.9327 72.5910 74.0239
November 76.2117 72.9133 74.9880
December 73.0225 71.9140 72.5283