YEARLY HIGH
5.7317 GTQ
YEARLY LOW
5.1900 GTQ
YEARLY AVERAGE
5.4734 GTQ

2021 NZD to GTQ Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to GTQ exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 5.7317. Conversely, the yearly low was recorded on December 20, dropping to 5.1900.

This high-to-low spread represents a total annual volatility of 0.5416 GTQ. From a start-to-finish perspective, comparing the January average rate of 5.5991 to the December average rate of 5.2447, the exchange rate registered a net change of -6.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.7317 was up 1.92% compared to the 2020 peak of 5.6238, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 28,658 GTQ
2020 Average 25,125 GTQ
Yearly Trough Low 25,950 GTQ
Transaction Impact: A difference of 2,708.20 GTQ purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.6480
5.2080
JanuMarcMayJulySeptNove

NZD to GTQ Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.5457, compared to 5.4011 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1446 points.

H1 Avg (Jan–Jun) 5.5457
H2 Avg (Jul–Dec) 5.4011

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.2770 GTQ (High: 5.5546 / Low: 5.2776). On the other end, December was the most stable month, with a tight range of 0.0913 GTQ (High: 5.2814 / Low: 5.1900).

November Spread (Volatile) ±0.2770
December Spread (Stable) ±0.0913

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1776 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1776

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 5.6114) against the same month in 2020 (average: 4.8849), the exchange rate shifted by +0.7265 (+14.87%).

2021 Avg (February) 5.6114
2020 Avg (February) 4.8849

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.6899 5.5191 5.5991
February 5.7317 5.5643 5.6114
March 5.6184 5.3809 5.5040
April 5.6092 5.4051 5.4944
May 5.6242 5.5228 5.5751
June 5.6051 5.3655 5.4903
July 5.4640 5.3602 5.4140
August 5.4624 5.2797 5.4032
September 5.5350 5.3176 5.4623
October 5.5691 5.3452 5.4601
November 5.5546 5.2776 5.4223
December 5.2814 5.1900 5.2447