YEARLY HIGH
12.9658 MDL
YEARLY LOW
11.8976 MDL
YEARLY AVERAGE
12.4784 MDL

2021 NZD to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 12.9658. Conversely, the yearly low was recorded on December 6, dropping to 11.8976.

This high-to-low spread represents a total annual volatility of 1.0683 MDL. From a start-to-finish perspective, comparing the January average rate of 12.3928 to the December average rate of 12.0325, the exchange rate registered a net change of -2.91% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 12.9658 was up 4.72% compared to the 2020 peak of 12.3817, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 64,829 MDL
2020 Average 56,027 MDL
Yearly Trough Low 59,488 MDL
Transaction Impact: A difference of 5,341.42 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

12.8574
11.9575
JanuMarcMayJulySeptNove

NZD to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.6280, compared to 12.3289 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2991 points.

H1 Avg (Jan–Jun) 12.6280
H2 Avg (Jul–Dec) 12.3289

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.6121 MDL (High: 12.5996 / Low: 11.9875). On the other end, December was the most stable month, with a tight range of 0.2574 MDL (High: 12.1550 / Low: 11.8976).

October Spread (Volatile) ±0.6121
December Spread (Stable) ±0.2574

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.3060 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.3060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 12.6172) against the same month in 2020 (average: 11.2200), the exchange rate shifted by +1.3972 (+12.45%).

2021 Avg (February) 12.6172
2020 Avg (February) 11.2200

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 12.5860 12.2295 12.3928
February 12.9658 12.3664 12.6172
March 12.8357 12.4181 12.6227
April 12.9197 12.5603 12.7422
May 12.9634 12.6391 12.7824
June 12.7494 12.3386 12.6108
July 12.7091 12.4221 12.5715
August 12.5591 11.9847 12.3295
September 12.5941 12.0985 12.4185
October 12.5996 11.9875 12.2828
November 12.5356 12.0799 12.3385
December 12.1550 11.8976 12.0325