YEARLY HIGH
25.9996 NIO
YEARLY LOW
23.7440 NIO
YEARLY AVERAGE
24.8222 NIO

2021 NZD to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 25.9996. Conversely, the yearly low was recorded on December 14, dropping to 23.7440.

This high-to-low spread represents a total annual volatility of 2.2556 NIO. From a start-to-finish perspective, comparing the January average rate of 25.1127 to the December average rate of 23.9740, the exchange rate registered a net change of -4.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 25.9996 was up 3.33% compared to the 2020 peak of 25.1625, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 129,998 NIO
2020 Average 111,945 NIO
Yearly Trough Low 118,720 NIO
Transaction Impact: A difference of 11,277.89 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

25.4933
23.8359
JanuMarcMayJulySeptNove

NZD to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 25.0973, compared to 24.5471 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5501 points.

H1 Avg (Jan–Jun) 25.0973
H2 Avg (Jul–Dec) 24.5471

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.2600 NIO (High: 25.2824 / Low: 24.0224). On the other end, December was the most stable month, with a tight range of 0.4767 NIO (High: 24.2207 / Low: 23.7440).

November Spread (Volatile) ±1.2600
December Spread (Stable) ±0.4767

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.7121 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.7121

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 25.3188) against the same month in 2020 (average: 21.7258), the exchange rate shifted by +3.5930 (+16.54%).

2021 Avg (February) 25.3188
2020 Avg (February) 21.7258

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 25.4749 24.6966 25.1127
February 25.9996 24.9955 25.3188
March 25.5070 24.3743 24.9693
April 25.4684 24.4852 24.9126
May 25.6625 25.0870 25.3552
June 25.4913 24.3372 24.9150
July 24.7131 24.1558 24.4827
August 24.8008 23.9376 24.5019
September 25.1065 24.1437 24.8041
October 25.3358 24.3061 24.8341
November 25.2824 24.0224 24.6860
December 24.2207 23.7440 23.9740