YEARLY HIGH
2.1612 GTQ
YEARLY LOW
1.8696 GTQ
YEARLY AVERAGE
1.9986 GTQ

2021 PEN to GTQ Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to GTQ exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 2.1612. Conversely, the yearly low was recorded on October 2, dropping to 1.8696.

This high-to-low spread represents a total annual volatility of 0.2916 GTQ. From a start-to-finish perspective, comparing the January average rate of 2.1483 to the December average rate of 1.9115, the exchange rate registered a net change of -11.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.1612 was down 7.32% compared to the 2020 peak of 2.3319, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 10,806 GTQ
2020 Average 11,055 GTQ
Yearly Trough Low 9,348 GTQ
Transaction Impact: A difference of 1,457.85 GTQ purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.1747
1.8572
JanuMarcMayJulySeptNove

PEN to GTQ Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0783, compared to 1.9189 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1593 points.

H1 Avg (Jan–Jun) 2.0783
H2 Avg (Jul–Dec) 1.9189

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.1266 GTQ (High: 2.1468 / Low: 2.0202). On the other end, September was the most stable month, with a tight range of 0.0222 GTQ (High: 1.8941 / Low: 1.8719).

April Spread (Volatile) ±0.1266
September Spread (Stable) ±0.0222

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0705 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0705

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 2.1483) against the same month in 2020 (average: 2.3149), the exchange rate shifted by -0.1666 (-7.20%).

2021 Avg (January) 2.1483
2020 Avg (January) 2.3149

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.1612 2.1329 2.1483
February 2.1395 2.1089 2.1243
March 2.1065 2.0505 2.0818
April 2.1468 2.0202 2.0913
May 2.1075 2.0049 2.0472
June 2.0195 1.9435 1.9768
July 1.9977 1.9469 1.9678
August 1.9747 1.8828 1.8993
September 1.8941 1.8719 1.8837
October 1.9741 1.8696 1.9262
November 1.9368 1.9026 1.9252
December 1.9467 1.8931 1.9115