YEARLY HIGH
25.5373 HTG
YEARLY LOW
19.7351 HTG
YEARLY AVERAGE
23.0498 HTG

2021 PEN to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 25.5373. Conversely, the yearly low was recorded on January 25, dropping to 19.7351.

This high-to-low spread represents a total annual volatility of 5.8021 HTG. From a start-to-finish perspective, comparing the January average rate of 20.1116 to the December average rate of 24.8886, the exchange rate registered a net change of 23.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 25.5373 was down 19.91% compared to the 2020 peak of 31.8856, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 127,686 HTG
2020 Average 134,963 HTG
Yearly Trough Low 98,676 HTG
Transaction Impact: A difference of 29,010.69 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

25.3663
19.6339
JanuMarcMayJulySeptNove

PEN to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.7760, compared to 24.3237 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.5477 points.

H1 Avg (Jan–Jun) 21.7760
H2 Avg (Jul–Dec) 24.3237

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 2.1709 HTG (High: 24.5287 / Low: 22.3578). On the other end, November was the most stable month, with a tight range of 0.5970 HTG (High: 24.8552 / Low: 24.2582).

May Spread (Volatile) ±2.1709
November Spread (Stable) ±0.5970

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1633 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.1633

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 24.8886) against the same month in 2020 (average: 19.4221), the exchange rate shifted by +5.4664 (+28.15%).

2021 Avg (December) 24.8886
2020 Avg (December) 19.4221

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 20.5110 19.7351 20.1116
February 20.8390 19.7724 20.2310
March 21.4533 20.3541 21.0951
April 22.8629 21.3483 22.2687
May 24.5287 22.3578 23.4084
June 24.1352 22.8707 23.5413
July 24.5124 23.3224 23.9872
August 24.4504 22.9885 23.8496
September 24.3391 23.3094 23.8987
October 25.5038 23.6432 24.7406
November 24.8552 24.2582 24.5773
December 25.5373 24.1946 24.8886