YEARLY HIGH
487.8739 MMK
YEARLY LOW
363.0080 MMK
YEARLY AVERAGE
414.4074 MMK

2021 PEN to MMK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to MMK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 17, valuing the pair at 487.8739. Conversely, the yearly low was recorded on January 6, dropping to 363.0080.

This high-to-low spread represents a total annual volatility of 124.8658 MMK. From a start-to-finish perspective, comparing the January average rate of 366.8231 to the December average rate of 440.3196, the exchange rate registered a net change of 20.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 487.8739 was up 9.53% compared to the 2020 peak of 445.4201, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,439,369 MMK
2020 Average 1,971,822 MMK
Yearly Trough Low 1,815,040 MMK
Transaction Impact: A difference of 624,329.02 MMK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

480.2864
356.5083
JanuMarcMayJulySeptNove

PEN to MMK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 394.3051, compared to 434.5098 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 40.2047 points.

H1 Avg (Jan–Jun) 394.3051
H2 Avg (Jul–Dec) 434.5098

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 54.4942 MMK (High: 455.4414 / Low: 400.9472). On the other end, January was the most stable month, with a tight range of 7.4377 MMK (High: 370.4457 / Low: 363.0080).

September Spread (Volatile) ±54.4942
January Spread (Stable) ±7.4377

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 25.0039 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -25.0039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 469.9716) against the same month in 2020 (average: 359.3761), the exchange rate shifted by +110.5955 (+30.77%).

2021 Avg (October) 469.9716
2020 Avg (October) 359.3761

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 370.4457 363.0080 366.8231
February 387.4812 364.7286 384.3505
March 385.6129 374.8716 380.2848
April 413.7932 375.2461 389.8759
May 441.9896 406.6140 423.7743
June 430.3032 413.1442 420.7222
July 424.2770 413.6378 417.9523
August 419.4029 400.1433 403.6323
September 455.4414 400.9472 430.2151
October 487.8739 450.6459 469.9716
November 455.6027 440.2188 444.9677
December 448.5836 435.8110 440.3196