YEARLY HIGH
0.7523 XCD
YEARLY LOW
0.6530 XCD
YEARLY AVERAGE
0.6980 XCD

2021 PEN to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 0.7523. Conversely, the yearly low was recorded on October 2, dropping to 0.6530.

This high-to-low spread represents a total annual volatility of 0.0993 XCD. From a start-to-finish perspective, comparing the January average rate of 0.7450 to the December average rate of 0.6684, the exchange rate registered a net change of -10.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.7523 was down 7.97% compared to the 2020 peak of 0.8174, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,761 XCD
2020 Average 3,869 XCD
Yearly Trough Low 3,265 XCD
Transaction Impact: A difference of 496.30 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.7538
0.6492
JanuMarcMayJulySeptNove

PEN to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7260, compared to 0.6701 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0559 points.

H1 Avg (Jan–Jun) 0.7260
H2 Avg (Jul–Dec) 0.6701

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0447 XCD (High: 0.7523 / Low: 0.7076). On the other end, February was the most stable month, with a tight range of 0.0042 XCD (High: 0.7430 / Low: 0.7388).

April Spread (Volatile) ±0.0447
February Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0264 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0264

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.7326) against the same month in 2020 (average: 0.7947), the exchange rate shifted by -0.0622 (-7.82%).

2021 Avg (April) 0.7326
2020 Avg (April) 0.7947

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7489 0.7408 0.7450
February 0.7430 0.7388 0.7413
March 0.7390 0.7187 0.7290
April 0.7523 0.7076 0.7326
May 0.7386 0.7017 0.7171
June 0.7068 0.6780 0.6907
July 0.6988 0.6789 0.6865
August 0.6887 0.6569 0.6627
September 0.6611 0.6537 0.6579
October 0.6894 0.6530 0.6728
November 0.6764 0.6647 0.6724
December 0.6816 0.6617 0.6684