YEARLY HIGH
0.0328 BAM
YEARLY LOW
0.0282 BAM
YEARLY AVERAGE
0.0302 BAM

2025 PHP to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 0.0328. Conversely, the yearly low was recorded on December 13, dropping to 0.0282.

This high-to-low spread represents a total annual volatility of 0.0046 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0323 to the December average rate of 0.0284, the exchange rate registered a net change of -12.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0328 was up 0.48% compared to the 2024 peak of 0.0326, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 8,192 BAM
2024 Average 7,889 BAM
Yearly Trough Low 7,042 BAM
Transaction Impact: A difference of 1,150.16 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0328
0.0280
JanuMarcMayJulySeptNove

PHP to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0314, compared to 0.0290 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0024 points.

H1 Avg (Jan–Jun) 0.0314
H2 Avg (Jul–Dec) 0.0290

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0018 BAM (High: 0.0318 / Low: 0.0300). On the other end, July was the most stable month, with a tight range of 0.0005 BAM (High: 0.0296 / Low: 0.0291).

April Spread (Volatile) ±0.0018
July Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0010 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.0324) against the same month in 2024 (average: 0.0323), the exchange rate shifted by +0.0001 (+0.16%).

2025 Avg (February) 0.0324
2024 Avg (February) 0.0323

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0327 0.0319 0.0323
February 0.0328 0.0322 0.0324
March 0.0325 0.0312 0.0315
April 0.0318 0.0300 0.0308
May 0.0316 0.0309 0.0312
June 0.0311 0.0295 0.0301
July 0.0296 0.0291 0.0294
August 0.0298 0.0292 0.0294
September 0.0295 0.0286 0.0291
October 0.0291 0.0284 0.0288
November 0.0291 0.0285 0.0287
December 0.0288 0.0282 0.0284