2020 PHP to CDF Historical Review

YEARLY HIGH

41.1219 CDF

YEARLY LOW

30.8970 CDF

YEARLY AVERAGE

37.3614 CDF

2020 PHP to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 41.1219. Conversely, the yearly low was recorded on December 6, dropping to 30.8970.

This high-to-low spread represents a total annual volatility of 10.2249 CDF. From a start-to-finish perspective, comparing the January average rate of 33.1790 to the December average rate of 40.6541, the exchange rate registered a net change of 22.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 41.1219 was up 23.45% compared to the 2019 peak of 33.3101, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 10,280,473 CDF

2019 Average 7,983,878 CDF

Yearly Trough Low 7,724,260 CDF

Transaction Impact: A difference of 2,556,213.44 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

41.5171

32.4210

JanuMarcMayJulySeptNove

PHP to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 34.4364, compared to 40.2865 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.8502 points.

H1 Avg (Jan–Jun) 34.4364

H2 Avg (Jul–Dec) 40.2865

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 10.2249 CDF (High: 41.1219 / Low: 30.8970). On the other end, September was the most stable month, with a tight range of 0.3419 CDF (High: 40.6335 / Low: 40.2916).

December Spread (Volatile) ±10.2249

September Spread (Stable) ±0.3419

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2491 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.2491

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 40.6541) against the same month in 2019 (average: 33.0590), the exchange rate shifted by +7.5951 (+22.97%).

2020 Avg (December) 40.6541

2019 Avg (December) 33.0590

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	33.4059	32.9757	33.1790
February	33.4536	33.0244	33.2738
March	33.9223	32.9142	33.4790
April	34.3436	33.5799	33.9192
May	36.1901	34.2438	35.3575
June	38.5862	36.2778	37.4096
July	40.0681	38.5608	39.3844
August	40.5283	39.8708	40.2568
September	40.6335	40.2916	40.4569
October	40.5709	37.2395	40.2078
November	40.9676	40.4049	40.7591
December	41.1219	30.8970	40.6541

૨૦૨૫ PHP થી CDF ઐતિહાસિક સમીક્ષા