YEARLY HIGH
82.6561 COP
YEARLY LOW
63.5011 COP
YEARLY AVERAGE
74.4198 COP

2020 PHP to COP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to COP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 24, valuing the pair at 82.6561. Conversely, the yearly low was recorded on January 5, dropping to 63.5011.

This high-to-low spread represents a total annual volatility of 19.1550 COP. From a start-to-finish perspective, comparing the January average rate of 65.1312 to the December average rate of 72.0158, the exchange rate registered a net change of 10.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 82.6561 was up 19.77% compared to the 2019 peak of 69.0125, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 20,664,030 COP
2019 Average 15,848,436 COP
Yearly Trough Low 15,875,278 COP
Transaction Impact: A difference of 4,788,751.28 COP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

80.4131
63.7419
JanuMarcMayJulySeptNove

PHP to COP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 72.8192, compared to 76.0204 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.2012 points.

H1 Avg (Jan–Jun) 72.8192
H2 Avg (Jul–Dec) 76.0204

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 14.9285 COP (High: 82.6561 / Low: 67.7276). On the other end, October was the most stable month, with a tight range of 2.2246 COP (High: 79.8449 / Low: 77.6203).

March Spread (Volatile) ±14.9285
October Spread (Stable) ±2.2246

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 4.3592 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -4.3592

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 76.1626) against the same month in 2019 (average: 59.5458), the exchange rate shifted by +16.6168 (+27.91%).

2020 Avg (March) 76.1626
2019 Avg (March) 59.5458

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 67.0494 63.5011 65.1312
February 68.5040 66.0411 67.0537
March 82.6561 67.7276 76.1626
April 81.0668 75.8488 78.3478
May 78.6933 73.4240 76.2065
June 75.7159 71.2828 74.0136
July 76.1001 72.8706 73.8670
August 79.4310 75.8183 77.5159
September 80.1596 75.0008 77.3249
October 79.8449 77.6203 79.0238
November 79.8581 74.7746 76.3750
December 74.2767 70.5659 72.0158