2022 PHP to HRK Historical Review

YEARLY HIGH

0.1384 HRK

YEARLY LOW

0.1263 HRK

YEARLY AVERAGE

0.1315 HRK

2022 PHP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PHP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on May 12, valuing the pair at 0.1384. Conversely, the yearly low was recorded on December 28, dropping to 0.1263.

This high-to-low spread represents a total annual volatility of 0.0121 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1298 to the December average rate of 0.1283, the exchange rate registered a net change of -1.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1384 was up 3.15% compared to the 2021 peak of 0.1341, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 34,588 HRK

2021 Average 32,311 HRK

Yearly Trough Low 31,570 HRK

Transaction Impact: A difference of 3,017.23 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1369

0.1275

JanuMarcMayJulySeptNove

PHP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1324, compared to 0.1306 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.1324

H2 Avg (Jul–Dec) 0.1306

Volatility Range Comparison

Volatility

The most volatile month in 2022 was June, with a trading range of 0.0058 HRK (High: 0.1354 / Low: 0.1296). On the other end, March was the most stable month, with a tight range of 0.0026 HRK (High: 0.1332 / Low: 0.1305).

June Spread (Volatile) ±0.0058

March Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0035 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0035

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2022: 0.1361) against the same month in 2021 (average: 0.1294), the exchange rate shifted by +0.0068 (+5.22%).

2022 Avg (May) 0.1361

2021 Avg (May) 0.1294

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1322	0.1280	0.1298
February	0.1314	0.1272	0.1295
March	0.1332	0.1305	0.1319
April	0.1378	0.1327	0.1343
May	0.1384	0.1338	0.1361
June	0.1354	0.1296	0.1326
July	0.1338	0.1304	0.1320
August	0.1345	0.1310	0.1329
September	0.1331	0.1303	0.1317
October	0.1319	0.1282	0.1303
November	0.1316	0.1265	0.1284
December	0.1298	0.1263	0.1283

૨૦૨૫ PHP થી HRK ઐતિહાસિક સમીક્ષા