2020 PHP to JMD Historical Review

YEARLY HIGH

3.1062 JMD

YEARLY LOW

2.5629 JMD

YEARLY AVERAGE

2.8643 JMD

2020 PHP to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 3.1062. Conversely, the yearly low was recorded on January 4, dropping to 2.5629.

This high-to-low spread represents a total annual volatility of 0.5433 JMD. From a start-to-finish perspective, comparing the January average rate of 2.6473 to the December average rate of 2.9894, the exchange rate registered a net change of 12.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.1062 was up 11.56% compared to the 2019 peak of 2.7843, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 776,552 JMD

2019 Average 645,172 JMD

Yearly Trough Low 640,716 JMD

Transaction Impact: A difference of 135,835.71 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.0970

2.6064

JanuMarcMayJulySeptNove

PHP to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7399, compared to 2.9888 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2489 points.

H1 Avg (Jan–Jun) 2.7399

H2 Avg (Jul–Dec) 2.9888

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.2087 JMD (High: 3.0011 / Low: 2.7924). On the other end, November was the most stable month, with a tight range of 0.0836 JMD (High: 3.0791 / Low: 2.9955).

July Spread (Volatile) ±0.2087

November Spread (Stable) ±0.0836

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0972 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0972

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 3.0561) against the same month in 2019 (average: 2.5888), the exchange rate shifted by +0.4673 (+18.05%).

2020 Avg (August) 3.0561

2019 Avg (August) 2.5888

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7476	2.5629	2.6473
February	2.8014	2.6919	2.7527
March	2.6976	2.6101	2.6555
April	2.8139	2.6309	2.7153
May	2.9032	2.7941	2.8560
June	2.8772	2.7803	2.8124
July	3.0011	2.7924	2.8976
August	3.1062	2.9924	3.0561
September	3.0492	2.9197	2.9649
October	3.0183	2.9188	2.9784
November	3.0791	2.9955	3.0463
December	3.0498	2.9568	2.9894

૨૦૨૫ PHP થી JMD ઐતિહાસિક સમીક્ષા