YEARLY HIGH
47.4948 KMF
YEARLY LOW
8.1946 KMF
YEARLY AVERAGE
8.5562 KMF

2021 PHP to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 47.4948. Conversely, the yearly low was recorded on July 19, dropping to 8.1946.

This high-to-low spread represents a total annual volatility of 39.3001 KMF. From a start-to-finish perspective, comparing the January average rate of 8.4149 to the December average rate of 9.9135, the exchange rate registered a net change of 17.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 47.4948 was down 88.87% compared to the 2020 peak of 426.6953, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 11,873,699 KMF
2020 Average 2,462,671 KMF
Yearly Trough Low 2,048,662 KMF
Transaction Impact: A difference of 9,825,036.76 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

10.0734
8.1541
JanuMarcMayJulySeptNove

PHP to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.4728, compared to 8.6396 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1668 points.

H1 Avg (Jan–Jun) 8.4728
H2 Avg (Jul–Dec) 8.6396

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 39.0185 KMF (High: 47.4948 / Low: 8.4763). On the other end, October was the most stable month, with a tight range of 0.1116 KMF (High: 8.4337 / Low: 8.3220).

December Spread (Volatile) ±39.0185
October Spread (Stable) ±0.1116

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1507 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1507

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 9.9135) against the same month in 2020 (average: 21.9067), the exchange rate shifted by -11.9932 (-54.75%).

2021 Avg (December) 9.9135
2020 Avg (December) 21.9067

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.4755 8.3288 8.4149
February 8.5597 8.2713 8.4268
March 8.6591 8.4121 8.5273
April 8.6662 8.4035 8.5234
May 8.5562 8.3597 8.4687
June 8.5325 8.4003 8.4756
July 8.4586 8.1946 8.3249
August 8.5783 8.2016 8.3141
September 8.4095 8.2357 8.3536
October 8.4337 8.3220 8.3675
November 8.7435 8.4034 8.5641
December 47.4948 8.4763 9.9135