2025 PHP to MAD Historical Review

YEARLY HIGH

0.1745 MAD

YEARLY LOW

0.1547 MAD

YEARLY AVERAGE

0.1626 MAD

2025 PHP to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 0.1745. Conversely, the yearly low was recorded on December 30, dropping to 0.1547.

This high-to-low spread represents a total annual volatility of 0.0198 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1718 to the December average rate of 0.1560, the exchange rate registered a net change of -9.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1745 was down 3.76% compared to the 2024 peak of 0.1813, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 43,625 MAD

2024 Average 43,379 MAD

Yearly Trough Low 38,681 MAD

Transaction Impact: A difference of 4,944.21 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1740

0.1544

JanuMarcMayJulySeptNove

PHP to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1677, compared to 0.1576 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0102 points.

H1 Avg (Jan–Jun) 0.1677

H2 Avg (Jul–Dec) 0.1576

Volatility Range Comparison

Volatility

The most volatile month in 2025 was June, with a trading range of 0.0064 MAD (High: 0.1659 / Low: 0.1595). On the other end, May was the most stable month, with a tight range of 0.0018 MAD (High: 0.1674 / Low: 0.1657).

June Spread (Volatile) ±0.0064

May Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0045 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.1723) against the same month in 2024 (average: 0.1795), the exchange rate shifted by -0.0072 (-4.01%).

2025 Avg (February) 0.1723

2024 Avg (February) 0.1795

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1744	0.1703	0.1718
February	0.1745	0.1712	0.1723
March	0.1724	0.1663	0.1690
April	0.1684	0.1624	0.1647
May	0.1674	0.1657	0.1665
June	0.1659	0.1595	0.1620
July	0.1596	0.1566	0.1585
August	0.1601	0.1561	0.1582
September	0.1603	0.1555	0.1578
October	0.1585	0.1561	0.1573
November	0.1589	0.1566	0.1575
December	0.1582	0.1547	0.1560

૨૦૨૫ PHP થી MAD ઐતિહાસિક સમીક્ષા