YEARLY HIGH
0.4502 SCR
YEARLY LOW
0.2516 SCR
YEARLY AVERAGE
0.3292 SCR

2021 PHP to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.4502. Conversely, the yearly low was recorded on October 26, dropping to 0.2516.

This high-to-low spread represents a total annual volatility of 0.1986 SCR. From a start-to-finish perspective, comparing the January average rate of 0.4416 to the December average rate of 0.2677, the exchange rate registered a net change of -39.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4502 was up 1.88% compared to the 2020 peak of 0.4418, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 112,539 SCR
2020 Average 86,782 SCR
Yearly Trough Low 62,888 SCR
Transaction Impact: A difference of 49,650.84 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4596
0.2435
JanuMarcMayJulySeptNove

PHP to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3852, compared to 0.2733 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1119 points.

H1 Avg (Jan–Jun) 0.3852
H2 Avg (Jul–Dec) 0.2733

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.1406 SCR (High: 0.4281 / Low: 0.2876). On the other end, January was the most stable month, with a tight range of 0.0115 SCR (High: 0.4502 / Low: 0.4387).

April Spread (Volatile) ±0.1406
January Spread (Stable) ±0.0115

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0939 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0939

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.4416) against the same month in 2020 (average: 0.2688), the exchange rate shifted by +0.1728 (+64.30%).

2021 Avg (January) 0.4416
2020 Avg (January) 0.2688

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4502 0.4387 0.4416
February 0.4436 0.4274 0.4384
March 0.4405 0.4191 0.4361
April 0.4281 0.2876 0.3422
May 0.3455 0.3070 0.3293
June 0.3466 0.3023 0.3236
July 0.3261 0.2696 0.2957
August 0.3045 0.2561 0.2737
September 0.2775 0.2542 0.2615
October 0.2946 0.2516 0.2726
November 0.2956 0.2533 0.2683
December 0.2975 0.2537 0.2677