YEARLY HIGH
0.0174 XAG
YEARLY LOW
0.0002 XAG
YEARLY AVERAGE
0.0094 XAG

2026 PHP to XAG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to XAG exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.0174. Conversely, the yearly low was recorded on June 2, dropping to 0.0002.

This high-to-low spread represents a total annual volatility of 0.0172 XAG. From a start-to-finish perspective, comparing the January average rate of 0.0169 to the December average rate of 0.0003, the exchange rate registered a net change of -98.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0174 was down 3.80% compared to the 2025 peak of 0.0181, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 4,345 XAG
2025 Average 4,350 XAG
Yearly Trough Low 54 XAG
Transaction Impact: A difference of 4,291.47 XAG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0189
-0.0015
JanuMarcMayJuly

PHP to XAG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0109, compared to 0.0003 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0107 points.

H1 Avg (Jan–Jun) 0.0109
H2 Avg (Jul–Dec) 0.0003

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0166 XAG (High: 0.0168 / Low: 0.0002). On the other end, May was the most stable month, with a tight range of 0.0000 XAG (High: 0.0002 / Low: 0.0002).

April Spread (Volatile) ±0.0166
May Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0141 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0141

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.0172) against the same month in 2025 (average: 0.0172), the exchange rate shifted by -0.0000 (-0.26%).

2026 Avg (February) 0.0172
2025 Avg (February) 0.0172

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0170 0.0168 0.0169
February 0.0174 0.0169 0.0172
March 0.0173 0.0165 0.0168
April 0.0168 0.0002 0.0143
May 0.0002 0.0002 0.0002
June 0.0003 0.0002 0.0002
July 0.0003 0.0003 0.0003