2021 PKR to HTG Historical Review

YEARLY HIGH

0.6009 HTG

YEARLY LOW

0.4441 HTG

YEARLY AVERAGE

0.5498 HTG

2021 PKR to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PKR to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on June 4, valuing the pair at 0.6009. Conversely, the yearly low was recorded on January 12, dropping to 0.4441.

This high-to-low spread represents a total annual volatility of 0.1568 HTG. From a start-to-finish perspective, comparing the January average rate of 0.4543 to the December average rate of 0.5668, the exchange rate registered a net change of 24.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6009 was down 11.95% compared to the 2020 peak of 0.6825, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 300,461 HTG

2020 Average 290,303 HTG

Yearly Trough Low 222,043 HTG

Transaction Impact: A difference of 78,417.92 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.6040

0.4406

JanuMarcMayJulySeptNove

PKR to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5198, compared to 0.5797 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0598 points.

H1 Avg (Jan–Jun) 0.5198

H2 Avg (Jul–Dec) 0.5797

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0463 HTG (High: 0.5258 / Low: 0.4795). On the other end, July was the most stable month, with a tight range of 0.0175 HTG (High: 0.5950 / Low: 0.5775).

March Spread (Volatile) ±0.0463

July Spread (Stable) ±0.0175

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0081 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0081

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.5890) against the same month in 2020 (average: 0.6527), the exchange rate shifted by -0.0637 (-9.76%).

2021 Avg (June) 0.5890

2020 Avg (June) 0.6527

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4618	0.4441	0.4543
February	0.4818	0.4486	0.4628
March	0.5258	0.4795	0.5010
April	0.5580	0.5188	0.5365
May	0.5909	0.5576	0.5756
June	0.6009	0.5768	0.5890
July	0.5950	0.5775	0.5902
August	0.5998	0.5717	0.5904
September	0.5930	0.5691	0.5828
October	0.5910	0.5616	0.5780
November	0.5808	0.5593	0.5699
December	0.5785	0.5579	0.5668

૨૦૨૫ PKR થી HTG ઐતિહાસિક સમીક્ષા