YEARLY HIGH
14.0932 GMD
YEARLY LOW
12.4876 GMD
YEARLY AVERAGE
13.3545 GMD

2021 PLN to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 14.0932. Conversely, the yearly low was recorded on November 22, dropping to 12.4876.

This high-to-low spread represents a total annual volatility of 1.6056 GMD. From a start-to-finish perspective, comparing the January average rate of 13.8605 to the December average rate of 12.8683, the exchange rate registered a net change of -7.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 14.0932 was down 1.43% compared to the 2020 peak of 14.2979, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 281,864 GMD
2020 Average 264,669 GMD
Yearly Trough Low 249,752 GMD
Transaction Impact: A difference of 32,112.53 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

13.9656
12.7046
JanuMarcMayJulySeptNove

PLN to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.6317, compared to 13.0773 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5544 points.

H1 Avg (Jan–Jun) 13.6317
H2 Avg (Jul–Dec) 13.0773

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.7760 GMD (High: 13.6762 / Low: 12.9001). On the other end, February was the most stable month, with a tight range of 0.2616 GMD (High: 13.9454 / Low: 13.6838).

March Spread (Volatile) ±0.7760
February Spread (Stable) ±0.2616

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.5665 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.5665

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 13.8605) against the same month in 2020 (average: 13.3778), the exchange rate shifted by +0.4827 (+3.61%).

2021 Avg (January) 13.8605
2020 Avg (January) 13.3778

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 14.0932 13.7020 13.8605
February 13.9454 13.6838 13.8323
March 13.6762 12.9001 13.2658
April 13.5892 13.0999 13.4128
May 13.9889 13.4403 13.7491
June 14.0125 13.3290 13.6699
July 13.4813 13.1065 13.2655
August 13.3627 13.0320 13.1775
September 13.5000 12.8960 13.2534
October 13.2238 12.9368 13.0896
November 13.1773 12.4876 12.8097
December 13.0721 12.7507 12.8683