YEARLY HIGH
46.9568 LRD
YEARLY LOW
34.1166 LRD
YEARLY AVERAGE
43.1866 LRD

2021 PLN to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 1, valuing the pair at 46.9568. Conversely, the yearly low was recorded on November 24, dropping to 34.1166.

This high-to-low spread represents a total annual volatility of 12.8402 LRD. From a start-to-finish perspective, comparing the January average rate of 45.1453 to the December average rate of 34.9327, the exchange rate registered a net change of -22.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 46.9568 was down 13.67% compared to the 2020 peak of 54.3926, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 939,135 LRD
2020 Average 984,163 LRD
Yearly Trough Low 682,331 LRD
Transaction Impact: A difference of 256,803.96 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

47.5701
33.7839
JanuMarcMayJulySeptNove

PLN to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 45.6123, compared to 40.7610 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.8513 points.

H1 Avg (Jan–Jun) 45.6123
H2 Avg (Jul–Dec) 40.7610

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 5.3898 LRD (High: 43.3689 / Low: 37.9791). On the other end, August was the most stable month, with a tight range of 1.1422 LRD (High: 44.8689 / Low: 43.7267).

October Spread (Volatile) ±5.3898
August Spread (Stable) ±1.1422

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 5.6245 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -5.6245

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 45.8163) against the same month in 2020 (average: 50.4017), the exchange rate shifted by -4.5854 (-9.10%).

2021 Avg (June) 45.8163
2020 Avg (June) 50.4017

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 45.7595 43.7516 45.1453
February 46.8597 45.6553 46.4213
March 46.3080 43.6087 44.8870
April 45.7956 44.2203 45.2690
May 46.8983 45.1335 46.1348
June 46.9568 44.6645 45.8163
July 45.2011 44.0084 44.5017
August 44.8689 43.7267 44.2353
September 45.3030 42.8321 44.2001
October 43.3689 37.9791 41.1604
November 37.7108 34.1166 35.5358
December 35.9639 34.4233 34.9327