YEARLY HIGH
2.3970 SVC
YEARLY LOW
2.0895 SVC
YEARLY AVERAGE
2.2688 SVC

2021 PLN to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on June 2, valuing the pair at 2.3970. Conversely, the yearly low was recorded on November 22, dropping to 2.0895.

This high-to-low spread represents a total annual volatility of 0.3075 SVC. From a start-to-finish perspective, comparing the January average rate of 2.3486 to the December average rate of 2.1440, the exchange rate registered a net change of -8.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.3970 was down 0.85% compared to the 2020 peak of 2.4177, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 47,940 SVC
2020 Average 44,977 SVC
Yearly Trough Low 41,791 SVC
Transaction Impact: A difference of 6,149.37 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.3751
2.1230
JanuMarcMayJulySeptNove

PLN to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3246, compared to 2.2130 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1117 points.

H1 Avg (Jan–Jun) 2.3246
H2 Avg (Jul–Dec) 2.2130

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.1285 SVC (High: 2.3309 / Low: 2.2025). On the other end, October was the most stable month, with a tight range of 0.0312 SVC (High: 2.2251 / Low: 2.1939).

March Spread (Volatile) ±0.1285
October Spread (Stable) ±0.0312

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0918 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0918

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 2.3390) against the same month in 2020 (average: 2.2153), the exchange rate shifted by +0.1237 (+5.58%).

2021 Avg (June) 2.3390
2020 Avg (June) 2.2153

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.3835 2.3284 2.3486
February 2.3700 2.3258 2.3541
March 2.3309 2.2025 2.2623
April 2.3241 2.2297 2.2943
May 2.3900 2.2959 2.3494
June 2.3970 2.2807 2.3390
July 2.3058 2.2409 2.2687
August 2.2827 2.2285 2.2543
September 2.3061 2.1916 2.2551
October 2.2251 2.1939 2.2094
November 2.2172 2.0895 2.1462
December 2.1688 2.1232 2.1440