YEARLY HIGH
0.3131 BIF
YEARLY LOW
0.2790 BIF
YEARLY AVERAGE
0.2915 BIF

2021 PYG to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PYG to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 13, valuing the pair at 0.3131. Conversely, the yearly low was recorded on January 30, dropping to 0.2790.

This high-to-low spread represents a total annual volatility of 0.0342 BIF. From a start-to-finish perspective, comparing the January average rate of 0.2819 to the December average rate of 0.2930, the exchange rate registered a net change of 3.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3131 was up 6.14% compared to the 2020 peak of 0.2950, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PYG based on timing:

Yearly Peak High 1,566 BIF
2020 Average 1,415 BIF
Yearly Trough Low 1,395 BIF
Transaction Impact: A difference of 170.88 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3080
0.2796
JanuMarcMayJulySeptNove

PYG to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2935, compared to 0.2894 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0041 points.

H1 Avg (Jan–Jun) 0.2935
H2 Avg (Jul–Dec) 0.2894

Volatility Range Comparison

Volatility

The most volatile month in 2021 was February, with a trading range of 0.0158 BIF (High: 0.2958 / Low: 0.2799). On the other end, August was the most stable month, with a tight range of 0.0014 BIF (High: 0.2871 / Low: 0.2857).

February Spread (Volatile) ±0.0158
August Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0121 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0121

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.3057) against the same month in 2020 (average: 0.2914), the exchange rate shifted by +0.0142 (+4.88%).

2021 Avg (April) 0.3057
2020 Avg (April) 0.2914

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2847 0.2790 0.2819
February 0.2958 0.2799 0.2896
March 0.3033 0.2924 0.2972
April 0.3131 0.2998 0.3057
May 0.3003 0.2900 0.2936
June 0.2957 0.2919 0.2931
July 0.2937 0.2865 0.2899
August 0.2871 0.2857 0.2864
September 0.2899 0.2864 0.2882
October 0.2895 0.2874 0.2885
November 0.2927 0.2885 0.2905
December 0.2945 0.2911 0.2930