2021 RON to HRK Historical Review

YEARLY HIGH

1.5583 HRK

YEARLY LOW

1.5109 HRK

YEARLY AVERAGE

1.5303 HRK

2021 RON to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the RON to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 1.5583. Conversely, the yearly low was recorded on September 7, dropping to 1.5109.

This high-to-low spread represents a total annual volatility of 0.0474 HRK. From a start-to-finish perspective, comparing the January average rate of 1.5526 to the December average rate of 1.5198, the exchange rate registered a net change of -2.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.5583 was down 1.43% compared to the 2020 peak of 1.5810, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RON based on timing:

Yearly Peak High 7,792 HRK

2020 Average 7,792 HRK

Yearly Trough Low 7,555 HRK

Transaction Impact: A difference of 236.93 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.5574

1.5112

JanuMarcMayJulySeptNove

RON to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5408, compared to 1.5198 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0210 points.

H1 Avg (Jan–Jun) 1.5408

H2 Avg (Jul–Dec) 1.5198

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0214 HRK (High: 1.5433 / Low: 1.5219). On the other end, January was the most stable month, with a tight range of 0.0077 HRK (High: 1.5570 / Low: 1.5493).

May Spread (Volatile) ±0.0214

January Spread (Stable) ±0.0077

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0130 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0130

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 1.5536) against the same month in 2020 (average: 1.5588), the exchange rate shifted by -0.0053 (-0.34%).

2021 Avg (February) 1.5536

2020 Avg (February) 1.5588

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5570	1.5493	1.5526
February	1.5583	1.5503	1.5536
March	1.5550	1.5380	1.5507
April	1.5488	1.5316	1.5377
May	1.5433	1.5219	1.5278
June	1.5265	1.5179	1.5226
July	1.5313	1.5168	1.5235
August	1.5276	1.5176	1.5227
September	1.5188	1.5109	1.5151
October	1.5217	1.5131	1.5182
November	1.5249	1.5168	1.5196
December	1.5263	1.5156	1.5198

૨૦૨૫ RON થી HRK ઐતિહાસિક સમીક્ષા