YEARLY HIGH
0.3476 HNL
YEARLY LOW
0.3103 HNL
YEARLY AVERAGE
0.3272 HNL

2021 RUB to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the RUB to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on October 26, valuing the pair at 0.3476. Conversely, the yearly low was recorded on April 9, dropping to 0.3103.

This high-to-low spread represents a total annual volatility of 0.0373 HNL. From a start-to-finish perspective, comparing the January average rate of 0.3255 to the December average rate of 0.3288, the exchange rate registered a net change of 1.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3476 was down 15.60% compared to the 2020 peak of 0.4119, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 1,738 HNL
2020 Average 1,719 HNL
Yearly Trough Low 1,551 HNL
Transaction Impact: A difference of 186.64 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3410
0.3144
JanuMarcMayJulySeptNove

RUB to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3251, compared to 0.3293 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0042 points.

H1 Avg (Jan–Jun) 0.3251
H2 Avg (Jul–Dec) 0.3293

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0219 HNL (High: 0.3417 / Low: 0.3198). On the other end, December was the most stable month, with a tight range of 0.0079 HNL (High: 0.3327 / Low: 0.3248).

November Spread (Volatile) ±0.0219
December Spread (Stable) ±0.0079

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0085 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0085

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 0.3388) against the same month in 2020 (average: 0.3168), the exchange rate shifted by +0.0220 (+6.93%).

2021 Avg (October) 0.3388
2020 Avg (October) 0.3168

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3357 0.3169 0.3255
February 0.3308 0.3182 0.3261
March 0.3330 0.3148 0.3249
April 0.3243 0.3103 0.3166
May 0.3292 0.3208 0.3258
June 0.3356 0.3271 0.3314
July 0.3279 0.3185 0.3229
August 0.3274 0.3193 0.3234
September 0.3346 0.3265 0.3306
October 0.3476 0.3320 0.3388
November 0.3417 0.3198 0.3312
December 0.3327 0.3248 0.3288