2021 SAR to BGN Historical Review

YEARLY HIGH

0.4654 BGN

YEARLY LOW

0.4228 BGN

YEARLY AVERAGE

0.4410 BGN

2021 SAR to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.4654. Conversely, the yearly low was recorded on January 6, dropping to 0.4228.

This high-to-low spread represents a total annual volatility of 0.0425 BGN. From a start-to-finish perspective, comparing the January average rate of 0.4284 to the December average rate of 0.4612, the exchange rate registered a net change of 7.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4654 was down 4.50% compared to the 2020 peak of 0.4873, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,327 BGN

2020 Average 2,286 BGN

Yearly Trough Low 2,114 BGN

Transaction Impact: A difference of 212.70 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4645

0.4251

JanuMarcMayJulySeptNove

SAR to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4328, compared to 0.4491 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0163 points.

H1 Avg (Jan–Jun) 0.4328

H2 Avg (Jul–Dec) 0.4491

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0160 BGN (High: 0.4654 / Low: 0.4494). On the other end, July was the most stable month, with a tight range of 0.0039 BGN (High: 0.4430 / Low: 0.4390).

November Spread (Volatile) ±0.0160

July Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0067 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0067

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.4571) against the same month in 2020 (average: 0.4403), the exchange rate shifted by +0.0168 (+3.81%).

2021 Avg (November) 0.4571

2020 Avg (November) 0.4403

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4321	0.4228	0.4284
February	0.4353	0.4281	0.4311
March	0.4455	0.4315	0.4384
April	0.4438	0.4306	0.4362
May	0.4344	0.4257	0.4294
June	0.4401	0.4265	0.4334
July	0.4430	0.4390	0.4409
August	0.4468	0.4391	0.4431
September	0.4503	0.4388	0.4427
October	0.4523	0.4464	0.4496
November	0.4654	0.4494	0.4571
December	0.4635	0.4588	0.4612

૨૦૨૫ SAR થી BGN ઐતિહાસિક સમીક્ષા