2021 SAR to BIF Historical Review

YEARLY HIGH

534.4012 BIF

YEARLY LOW

517.4263 BIF

YEARLY AVERAGE

526.3709 BIF

2021 SAR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 534.4012. Conversely, the yearly low was recorded on January 30, dropping to 517.4263.

This high-to-low spread represents a total annual volatility of 16.9749 BIF. From a start-to-finish perspective, comparing the January average rate of 518.9510 to the December average rate of 532.3063, the exchange rate registered a net change of 2.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 534.4012 was up 2.97% compared to the 2020 peak of 519.0065, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,672,006 BIF

2020 Average 2,550,727 BIF

Yearly Trough Low 2,587,132 BIF

Transaction Impact: A difference of 84,874.65 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

533.6418

517.6154

JanuMarcMayJulySeptNove

SAR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 522.3212, compared to 530.4206 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 8.0995 points.

H1 Avg (Jan–Jun) 522.3212

H2 Avg (Jul–Dec) 530.4206

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 6.9411 BIF (High: 524.8326 / Low: 517.8914). On the other end, November was the most stable month, with a tight range of 2.2402 BIF (High: 532.6605 / Low: 530.4203).

April Spread (Volatile) ±6.9411

November Spread (Stable) ±2.2402

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3305 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.3305

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 532.3063) against the same month in 2020 (average: 517.7774), the exchange rate shifted by +14.5288 (+2.81%).

2021 Avg (December) 532.3063

2020 Avg (December) 517.7774

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	522.5747	517.4263	518.9510
February	522.8585	517.6838	520.0805
March	523.9859	518.3111	521.2829
April	524.8326	517.8914	520.9525
May	527.2455	520.7439	525.0616
June	529.3377	526.6157	527.5985
July	529.7521	526.9609	528.3734
August	530.5857	528.2867	528.9767
September	532.0289	529.1902	530.2330
October	533.4896	529.2756	531.2170
November	532.6605	530.4203	531.4173
December	534.4012	529.8153	532.3063

૨૦૨૫ SAR થી BIF ઐતિહાસિક સમીક્ષા