YEARLY HIGH
15.8320 PHP
YEARLY LOW
14.7573 PHP
YEARLY AVERAGE
15.3276 PHP

2025 SAR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SAR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 15.8320. Conversely, the yearly low was recorded on May 24, dropping to 14.7573.

This high-to-low spread represents a total annual volatility of 1.0747 PHP. From a start-to-finish perspective, comparing the January average rate of 15.5807 to the December average rate of 15.6825, the exchange rate registered a net change of 0.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 15.8320 was up 0.08% compared to the 2024 peak of 15.8197, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 79,160 PHP
2024 Average 76,348 PHP
Yearly Trough Low 73,786 PHP
Transaction Impact: A difference of 5,373.63 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

15.7811
14.7430
JanuMarcMayJulySeptNove

SAR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.2261, compared to 15.4291 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2031 points.

H1 Avg (Jan–Jun) 15.2261
H2 Avg (Jul–Dec) 15.4291

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.5327 PHP (High: 15.5335 / Low: 15.0007). On the other end, May was the most stable month, with a tight range of 0.1480 PHP (High: 14.9052 / Low: 14.7573).

July Spread (Volatile) ±0.5327
May Spread (Stable) ±0.1480

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3167 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.3167

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 15.6825) against the same month in 2024 (average: 15.5529), the exchange rate shifted by +0.1296 (+0.83%).

2025 Avg (December) 15.6825
2024 Avg (December) 15.5529

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 15.7199 15.4441 15.5807
February 15.5957 15.3944 15.4707
March 15.4513 15.2445 15.3073
April 15.3349 14.8688 15.1462
May 14.9052 14.7573 14.8295
June 15.2749 14.8325 15.0220
July 15.5335 15.0007 15.1609
August 15.4002 15.0434 15.2099
September 15.5334 15.1107 15.2707
October 15.7559 15.4401 15.5562
November 15.7822 15.6252 15.6946
December 15.8320 15.5793 15.6825